Important facts about life insurance
Know what these terms mean before applying for any type of life insurance coverage
Insurance policy language can be a bit challenging, but it's important to understand a few policy definitions. Learn these terms and be prepared to begin the policy application process.
Life insurance basics part 2: Life insurance roles
This article discusses the key roles involved in a life insurance policy - the insured, the beneficiary, and the policy owner.
Life insurance proceeds
There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.
The life insurance application process
This article discusses the four steps of Protective's life insurance application process, from filling out the application online to the underwriting review.
Using your life insurance benefits while still alive
Many life insurance policies offer options allowing you to access benefits while living with conditions such as a terminal illness.
What to know about guaranteed insurability
Should I consider a guaranteed insurability rider on my life insurance policy?
What you need to know about insurable interest
In order to purchase a life insurance policy on another person, a beneficiary-owner (a person, trust, or business) has to prove an insurable interest or financial dependency in the insured person.