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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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Life Insurance Basics

Insurable interest is a safeguard against fraud

Safeguards like insurable interest are designed to prevent the purchase of a life insurance policy on the life of someone with no relation or connection to the buyer.

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Life Insurance Basics

Life insurance and long-term disability

There are life insurance policy riders which can be included within a policy that may be able to help in certain events where you become very ill or disabled.

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 Hands on a laptop keyboard researching what the definition of the various roles in a life insurance policy are.
Life Insurance Basics

Life insurance basics part 2: Life insurance roles

This article discusses the key roles involved in a life insurance policy - the insured, the beneficiary, and the policy owner.

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Grandfather playing with grandchild and airplane, thinking about how to list life insurance beneficiaries and proceeds.
Life Insurance Basics

Life insurance proceeds

There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.

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Life Insurance Basics

The life insurance application process

This article discusses the four steps of Protective's life insurance application process, from filling out the application online to the underwriting review.

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Life Insurance Basics

What to know about guaranteed insurability


Should I consider a guaranteed insurability rider on my life insurance policy?

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Life Insurance Basics

What you need to know before terminating or replacing your life insurance policies

There are a few important things you should consider before terminating or replacing your life insurance policy. Temporarily saving money may not be in your best interest in the long run.

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