Policy types

Return of premium riders
Some term life insurance policies come with optional policy riders such as the return of premium rider. This article takes a look at what a term life return of premium rider is and how it works.

Should a stay-at-home parent have a life insurance policy
This article puts forth considerations for buying a life insurance policy for a stay-at-home parent and how the policy can help cover costs of household responsibilities and fund future expenses.

Term life insurance: 3 options when your policy is getting ready to expire
Term life insurance has an expiration date so there are things to consider as that date nears and you find yourself still needing life insurance coverage. Some options are covered in this article.

Types of life insurance
There are cost variations between term and permanent life insurance. This article provides information on costs and policy riders for budgeting.

Types of life insurance for small business owners
If you're a small business owner, you likely already understand the critical importance of having the right insurance to protect your business.

Understand the benefits of short-term life insurance coverage
There are certain situations where a short-term life insurance policy may be exactly what you need. While it won't replace a traditional long-term policy, it sometimes can be used as an added layer of coverage.

Understand the real cost of life insurance
A barrier to purchasing life insurance may be the misconception that it is expensive. Cost can depend on a variety of factors, and there are options that may help you get the coverage you need.