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Life Insurance Basics

Your guide to life insurance basics

Download our guide for checklists, explanations and more basic information on life insurance.

Life insurance can offer you peace of mind that your family will have some financial protection after you pass away. We know that you probably have a lot of questions, including: 

  • How does life insurance work?
  • Do I really need life insurance?
  • Can I afford it?

We're here to help you through the process. This life insurance information guide busts life insurance myths, offers explanations and provides resources like a checklist for first-time buyers.


Download Preparing for the future: Your guide to life insurance basics


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All Learning Center articles are general summaries that can be used when considering your financial future at various life stages. The information presented is for educational purposes and is meant to supplement other information specific to your situation. It is not intended as investment advice and does not necessarily represent the opinion of Protective Life or its subsidiaries.

Learning Center articles may describe services and financial products not offered by Protective Life or its subsidiaries. Descriptions of financial products contained in Learning Center articles are not intended to represent those offered by Protective Life or its subsidiaries.

Neither Protective Life nor its representatives offer legal or tax advice. We encourage you to consult with your financial adviser and legal or tax adviser regarding your individual situations before making investment, social security, retirement planning, and tax-related decisions. For information about Protective Life and its products and services, visit

Companies and organizations linked from Learning Center articles have no affiliation with Protective Life or its subsidiaries.